Now about that Tax Refund

Within the next few weeks many of us are going to get a special economic stimulus payment zapped into our bank accounts. As we focus on stewardship this year, some thoughts on what to do with this "bonus."

1. Tithe - We're called to give 10% off the top of all income to the work of God. That can be the church, a favorite charity, a mission project but at least 10% should go beyond you and your household to make a difference in the world.

2. Be a rebel - pay off debts - Every retailer out there is going to be clamboring for your refund. Many are offering special gift cards that give you money if you deposite your entire tax refund with them. Instead, use this money to get out of any financial holes you may be in. Make an extra house payment or car payment. Knock out some credit card debt.

3. Strengthen relationships - Difficult economic times can be trying on our marriages and our families. Use the stimulus payment to spend some extra time with a loved one, have a fun day with the entire family, or take a trip to visit with an old friend.

4. Give it all away - This economic downturn has hit many charities, especially ones funded largely by private donations, very hard at the same time that demand for services are increasing. As salaries and benefits are the largest expense of most charities, a generous donation of your stimulus payment could help somebody keep their job helping somebody else.